Oat-Bran Apple Muffins (Kathi Hill)

c. oat bran; c. whole wheat flour c. whole bran cereal; c. packed brown sugar 2 t. baking powder; t. cinnamon t. salt; 1 beaten egg c. skim milk; 3 T. cooking oil 1 sm. apple, finely chopped (abt. c.) c. raisins

Topping: 2 T. sugar; 1 T. flour; 1 t. melted margarine; t. cinnamon

Bake @ 400 for 12-15 minutes.